Biography
The Earl of Kinnoull has made two debate speeches raising concerns about the Flood Re insurance scheme's eligibility criteria, particularly regarding coverage gaps for farm outbuildings and micro-businesses operating in flood-prone areas. He argued that flood prevention measures alone are insufficient without adequate insurance backing, and suggested that Flood Re's eligibility rules, set over a decade ago, may require updating to reflect current circumstances. His contributions focused on practical barriers to flood resilience for rural and small business communities.
Generated from their own Hansard record, below
“My Lords, flood prevention still requires affordable insurance to back it up, because floods still happen when you try to prevent them. The eligibility criteria of Flood Re mean that for the outbuildings of small farms, if the farm office is inside the farmhouse, the farmhouse is not eligible for Flood Re.”
What they’ve said
“My Lords, no matter how good one is at detection and prevention, there will always be floods. That is why it is important to have insurance. The Flood Re scheme, which was generated some years ago and was time-limited, applies only to buildings that were built before 1 January 2009 and only to residential buildings, so…”
Flood Detection and Prevention: Technological Assistance · 2026-03-19 · Read on Hansard ↗
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